Agentic AI Technology

Our technology stack is built for autonomous operation. Agents that work in loops, self-correct, and never give up.

How Our Agents Work

Each agent is an autonomous loop: receive task, execute, evaluate, repeat until success. No human intervention needed for routine operations.

Agents are specialized — one handles renewals, another tracks premiums, another monitors carrier portals, another drafts communications. They coordinate through shared databases and event queues.

When an agent encounters something it can't handle — a 20% premium increase, an underwriting flag, a non-taking policy — it escalates to a human with full context. You make the decision, the agent handles everything else.

Carrier Portal Integration

Our renewal engine connects directly to carrier management platforms. The current production integration targets Guidewire PolicyCenter — the system used by hundreds of carriers.

  • Import: JSON-RPC data extraction from PolicyCenter
  • Crawl: Automated browser agent for portal navigation
  • Documents: Automated download of renewal offers and forms
  • Fallback: CSV import when portal access is unavailable

The same pipeline pattern extends to other carrier systems — Applied Epic, EZLynx, and carrier-specific portals.

The 10-Step Renewal Pipeline

1

Import

Harvest renewal data from carrier portals

2

Pre-Qualify

Validate policy data and eligibility

3

Carrier Data

Gather coverage details and endorsements

4

Risk Review

Flag underwriting issues and risk items

5

Valuation

Calculate replacement cost estimates

6

Premium Calc

Compute new premiums with rate changes

7

Compare

Diff renewal terms vs. current policy

8

Summary

Generate reports for agent review

9

Communications

Draft client renewal letters

10

Exceptions

Flag items requiring human decisions

Tech Stack

SQLite

Lightweight, serverless databases for each agent. No overhead, maximum reliability.

Ruby & Rails

Battle-tested framework for the control plane. Convention over configuration.

LaunchD

macOS native scheduling for agent orchestration. Reliable, observable, restartable.

Hotwire

Real-time dashboard updates without JavaScript complexity. Server-rendered, fast.